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To avoid charging higher rates across all transactions, any additional card network fees that are triggered are simply passed through directly, with no mark-up or passed directly to you through an allocation. This method allows us to offer a more competitive program, reduce your overall cost, and improve your bottom line.

“By clicking the “Visa Fees,” “Mastercard Fees,” and “American Express Fees” tabs below, you can find examples of the additional fees charged by the card brand networks.

The fees listed below do not include all fees that the card brand networks charge or may charge in the future, and these fees do not apply to every transaction. This is simply a list of possible fees that some card brand networks charge.

We may, from time to time, elect not to charge you for certain existing, new or increased card network fees. If we elect not to charge you, we still reserve the right to begin charging you for those card brand network fees on a prospective, but not retrospective, basis.

In some cases, we are charged card network fees that are not broken down by customer, transaction count, or card volume, and in those cases we may allocate those card network fees to applicable customers using our reasonable judgment. We may, in our reasonable discretion, change this pass through allocation fee in the future. Our current pass through fee allocation is $4.99 per month. If you accept foreign cards, an additional 1.75% will be assessed.